APY is Annual Percentage Yield and refers to the total earned after daily compounding. 

APR is Annual Percentage Rate and refers to the cost of your credit as your yearly rate.

Savings and loan rates are subject to change at any time as voted by the AAEFCU Board of Directors.

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Serving Aftermarket Employees Since 1974

Phone: (800) 766-2292 Mon-Fri 8am-4pm (eastern time)

    Automotive Aftermarket Employee FCU

 
AAEFCU is open to employees of member companies of these fine aftermarket trade associations: Chesapeake Automotive Business Association CABA, Virginia Automotive Parts, Service Association VAPSA, Automotive Aftermarket Association of the Carolinas & Tennesee AAACT and Independent Garage Owners 
of North Carolina
IGO-NCEligibility also requires members to be working in the states served by those trade associations  (MD, DC, DE, NC, VA, SC and TN). Immediate family members of AAEFCU members are also eligible for AAEFCU membership.
Check out all the benefits of AAEFCU membership

Savings & Loan Rates (Valid through 08/31/2014)

AAEFCU Product  
       APY
Savings - Avg bal < $2,500 0.05%
Savings - Avg bal $2,500 to $10,000 0.075%
Savings - Avg bal > $10,000 0.10%
Checking 0.05%
HSA Checking - Avg bal < $5,000 0.05%
HSA Checking - Avg bal $5,000.                 0.075%
HSA Checking - Avg bal $10,000.              @   6mo. CD 0.075%
HSA Checking - Avg bal $15,000.              @ 12mo. CD 0.10%
HSA Checking - Avg bal $20,000.              @  24mo CD 0.15%
Christmas Club 0.05%
Vacation Club 0.05%
CD - 6 Month ($500 min) 0.075%
CD - 12 Month ($1,000 min) 0.10%
CD - 24 Month ($5,000.00 min) 0.15%
LOANS         APR
(Rates shown are lowest possible with all discounts and no credit score adjustment applied)
Personal 12-24 months 8.90%
Personal 36 months 9.90%
*$5000.max/<651; $10,000 max/651-775; $15K/>775
New Vehicle - 48 Month - 100%/val 1.99%
New Vehicle - 60 Month - 100%/val 1.99%
New Vehicle (>$12,500k Value) - 72 mos 100%/val 2.99%
Used Vehicle -<3 yrs old <100 miles 48 mos 100%val        
Used Vehicle - <3 yrs old >100k miles  60 mos 100%val
2.99%
3.25%
Used Vehicle - 3-5 yrs old - 48 mos 100%/val 3.10%
Used Vehicle - 3-5 yrs old- 60 mos 100%val              3.25%
Used Vehicle - >5 yrs old -36 mos 100%/val              2.99%
Used Vehicle 3-5 yrs old 60 miles 72 mos 100% val      
All used vehicles under 100K miles
        
4.90%
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